If you have been turned down by your bank or building society due to previous credit problems, don’t despair, all is not lost!
The mortgage market has grown in recent years to help more and more people and not just those with a clean credit file.
Interest rates are inevitably higher but still within range for most people. Many of the lenders who are able to help are not high street brands and are often only accessed via a mortgage broker, and so seeking independent advice is particularly crucial.
We are here to help – we will aim to smooth the process so that you are not left off the property ladder.